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MM Lending - formerly known as Mortgage Man.

How We Can Help

MM Lending is a trusted private lending firm that works exclusively with real estate investors. They have built a strong reputation for fairness in lending and expedient service during the last decade, and promise to bring their dedication and expertise to bear for you.

Real estate sales is a fast-paced field. Your goal with flipping houses is to purchase property, renovate it, and put it back on the market as quickly as possible. Long waits for funding approval and the burden of an abundance of paperwork are obstacles to your success. MM Lending’s expert team of appraisers, attorneys and title companies will handle all of your investment needs in house, working with you to determine your funding needs. Their team then works with MM Lending’s network of partners and established sources to secure your funding, making sure your real estate loan happens on your schedule.

The real estate market in Louisville, Kentucky, has never been better. As an investor, this is the time to make your mark. The expert team at MM Lending has the right connections to reliable, secure capital that will help your business grow, whether you’re a full-time investor or an occasional buyer. Our streamlined process meets the needs of the busy professional and the demands of a constantly shifting marketplace.

Contact MM Lending today to begin the qualification process, and take advantage of one of the most dynamic investment opportunities available!


Flipping Houses? We Can Help!

We offer one year loans secured by a first mortgage to qualified investors in the business of flipping houses. But what sets MM Lending apart from the competition?

Three words: Convenience, simplicity, and speed.

Convenience: Once you’ve been pre-qualified for your loan, you won’t have to submit any additional applications for approval. Just give us a call or drop us an e-mail and we’ll get back to you right away. No hassle, no hidden prerequisites.

Simplicity: MM Lending is the one stop shop for all of your investment financing needs. Our experienced team of lending professionals features an appraiser, attorney, and title company. Let us take care of your lending, so you can stay focused on your business.

Speed: Real estate moves fast, and so do we. We understand that a rapid turnaround is essential to your business’ bottom line. We can close loans as quickly as you need them – giving you a decisive edge in acquiring distressed properties.
Want to learn more? Give us a call today for a consultation.

The first step is to apply to MM Lending to become a qualified borrower, by submitting the following documents:

  • US Income Tax Return
  • Current personal financial statement
  • Summary of your most recent real estate investment transaction (address, purchase price, rehab cost, sales price)

The skill and experience of the investor are the primary factors we consider.

After qualification, simply call or email us when you have a property under contract, and we will confirm loan terms to you immediately.

Loan terms will be quoted for each individual property, however, for experienced borrowers we will fund a loan up to 70% of “after repair value”. Up to 90% of the purchase price will be funded at loan closing, with the remaining funds disbursed as repairs are made.

Loans are interest only, with interest paid monthly. Principal is due upon sale, or at the end of one year.

Interest rates vary depending on market rates and borrower qualification.

Other terms and conditions include:

  • Appraisal of “as is” and “after repair value”
  • Assignment of rents
  • Personal guaranty of borrower
  • Lender title insurance